[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bofi.cz\/ziskat-pujcku-nemusi-byt-snadne\/#Article","mainEntityOfPage":"https:\/\/www.bofi.cz\/ziskat-pujcku-nemusi-byt-snadne\/","headline":"Z\u00edskat p\u016fj\u010dku nemus\u00ed b\u00fdt snadn\u00e9","name":"Z\u00edskat p\u016fj\u010dku nemus\u00ed b\u00fdt snadn\u00e9","description":"\u010clov\u011bk neznal\u00fd re\u00e1ln\u00e9ho stavu v\u011bc\u00ed by si mohl \u0159\u00edci, \u017ee nen\u00ed nic slo\u017eit\u00e9ho na n\u011b\u010dem takov\u00e9m, jako je z\u00edsk\u00e1n\u00ed p\u016fj\u010dky. Jeden si prost\u011b zasko\u010d\u00ed n\u011bkam do banky, legitimuje se, podep\u00ed\u0161e p\u00e1r lejster, dostane vytou\u017een\u00e9 pen\u00edze a m\u016f\u017ee si j\u00edt po sv\u00fdch, mysl\u00ed si takov\u00e1 neznal\u00e1 osoba. Jen\u017ee ono to v\u016fbec tak jednoduch\u00e9 nen\u00ed. A pokud […]","datePublished":"2019-06-25","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.bofi.cz\/author\/#Person","name":"bofi.cz","url":"https:\/\/www.bofi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bofi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a352065_w1721_t1566554629.jpg","url":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a352065_w1721_t1566554629.jpg","height":0,"width":0},"url":"https:\/\/www.bofi.cz\/ziskat-pujcku-nemusi-byt-snadne\/","about":["Finance"],"wordCount":447,"articleBody":"       \u010clov\u011bk neznal\u00fd re\u00e1ln\u00e9ho stavu v\u011bc\u00ed by si mohl \u0159\u00edci, \u017ee nen\u00ed nic slo\u017eit\u00e9ho na n\u011b\u010dem takov\u00e9m, jako je z\u00edsk\u00e1n\u00ed p\u016fj\u010dky. Jeden si prost\u011b zasko\u010d\u00ed n\u011bkam do banky, legitimuje se, podep\u00ed\u0161e p\u00e1r lejster, dostane vytou\u017een\u00e9 pen\u00edze a m\u016f\u017ee si j\u00edt po sv\u00fdch, mysl\u00ed si takov\u00e1 neznal\u00e1 osoba. Jen\u017ee ono to v\u016fbec tak jednoduch\u00e9 nen\u00ed. A pokud chce n\u011bkdo p\u016fj\u010dku, nejednou se n\u011bco nab\u011bh\u00e1, ne\u017e ji se\u017eene. Pokud ji tedy v\u016fbec se\u017eene. Pot\u00ed\u017e je toti\u017e v tom, \u017ee mnoz\u00ed z t\u011bch, kdo si pot\u0159ebuj\u00ed p\u016fj\u010dit, nemaj\u00ed zrovna punc dokonalosti. N\u011bkte\u0159\u00ed maj\u00ed hodn\u011b hluboko do kapsy, n\u011bkte\u0159\u00ed maj\u00ed na krku dokonce exekuce, n\u011bkte\u0159\u00ed maj\u00ed nelichotiv\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00ed t\u0159eba tak n\u00edzk\u00e9 p\u0159\u00edjmy, \u017ee vznik\u00e1 obava, \u017ee z t\u011bchto nebudou schopni \u017e\u00edt a spl\u00e1cet sou\u010dasn\u011b. A tak se \u010dlov\u011bk n\u011bkdy se zlou pot\u00e1\u017ee, pokus\u00ed-li se n\u011bkde za\u017e\u00e1dat o p\u016fj\u010den\u00ed n\u011bjak\u00fdch t\u011bch pen\u011bz. Kdy\u017e m\u00e1 podobn\u00e9 pot\u00ed\u017ee, nen\u00ed zejm\u00e9na pro banky d\u016fv\u011bryhodn\u00fd a tyto mu rad\u011bji nep\u016fj\u010d\u00ed, ne\u017e aby riskovaly, \u017ee sv\u011b\u0159\u00ed sv\u00e9 jm\u011bn\u00ed n\u011bkomu, z koho pozd\u011bji nevyraz\u00ed ani korunu. Proto\u017ee kde nic nen\u00ed, tam ani smrt nebere. A kde se d\u00e1 usp\u011bt v podobn\u00fdch p\u0159\u00edpadech? Pokud u\u017e je pro podobn\u011b \u201anezaj\u00edmav\u00e9\u2018 \u017eadatele n\u011bkde n\u011bjak\u00e1 nad\u011bje na \u00fasp\u011bch, je to americk\u00e1 hypot\u00e9ka. A to ze zcela prozaick\u00fdch d\u016fvod\u016f. U produktu americk\u00e1 hypot\u00e9ka kalkula\u010dka nerozhoduje o v\u0161em. Tady daleko v\u00edce rozhoduje zdrav\u00fd rozum. A ten prav\u00ed, \u017ee pokud d\u00e1 takov\u00fd \u017eadatel o p\u016fj\u010dku do z\u00e1stavy n\u011bjakou svoji nemovitost, za ni\u017e si m\u016f\u017ee p\u016fj\u010dit do sedmdes\u00e1ti procent odhadn\u00ed ceny t\u00e9to nemovitosti, je to dostate\u010dn\u00e1 z\u00e1ruka na to, aby se nikdo p\u0159\u00edli\u0161 nestaral o v\u00fd\u0161i jeho p\u0159\u00edjm\u016f a registry. A pak tedy sta\u010d\u00ed, kdy\u017e m\u00e1 \u017eadatel n\u011bjak\u00e9 p\u0159\u00edjmy, z nich\u017e se daj\u00ed hradit spl\u00e1tky, a v registrech dlu\u017en\u00edk\u016f n\u011bjak\u00fd ten z\u00e1znam, kter\u00fd nesignalizuje probl\u00e9my do budoucna. A nic tak nebr\u00e1n\u00ed tomu, aby takov\u00fd \u017eadatel pro\u0161el jen n\u011bkolika nen\u00e1ro\u010dn\u00fdmi procedurami a b\u011bhem maxim\u00e1ln\u011b p\u00e1r dn\u00ed se pen\u011bz do\u010dkal. Proto\u017ee uznejte sami. Co by mohlo podobnou p\u016fj\u010dku z pohledu poskytovatele zkomplikovat? Nic.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00edskat p\u016fj\u010dku nemus\u00ed b\u00fdt snadn\u00e9","item":"https:\/\/www.bofi.cz\/ziskat-pujcku-nemusi-byt-snadne\/#breadcrumbitem"}]}]