[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bofi.cz\/zaznam-v-registru-uz-pro-vas-nemusi-byt-prekazkou\/#Article","mainEntityOfPage":"https:\/\/www.bofi.cz\/zaznam-v-registru-uz-pro-vas-nemusi-byt-prekazkou\/","headline":"Z\u00e1znam v registru u\u017e pro v\u00e1s nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou","name":"Z\u00e1znam v registru u\u017e pro v\u00e1s nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou","description":"Z\u00edskat z\u00e1znam v registru je snaz\u0161\u00ed ne\u017e lusknout prsty. \u0160koda jen, \u017ee nen\u00ed stejn\u011b tak snadn\u00e9 se ho zbavit. Pokud po\u017e\u00e1d\u00e1te o vymaz\u00e1n\u00ed z\u00e1znamu z registru, m\u016f\u017eete se toho do\u010dkat ji\u017e za n\u011bkolik m\u011bs\u00edc\u016f anebo a\u017e za n\u011bkolik let. A to je pom\u011brn\u011b dlouh\u00e1 doba na to, \u017ee plat\u00ed, \u017ee dokud z\u00e1znam v registru m\u00e1te, [&hellip;]","datePublished":"2018-10-03","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.bofi.cz\/author\/#Person","name":"bofi.cz","url":"https:\/\/www.bofi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bofi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a327848_w1721_t1540289629.jpg","url":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a327848_w1721_t1540289629.jpg","height":0,"width":0},"url":"https:\/\/www.bofi.cz\/zaznam-v-registru-uz-pro-vas-nemusi-byt-prekazkou\/","about":["Finance"],"wordCount":446,"articleBody":"       Z\u00edskat z\u00e1znam v registru je snaz\u0161\u00ed ne\u017e lusknout prsty. \u0160koda jen, \u017ee nen\u00ed stejn\u011b tak snadn\u00e9 se ho zbavit. Pokud po\u017e\u00e1d\u00e1te o vymaz\u00e1n\u00ed z\u00e1znamu z registru, m\u016f\u017eete se toho do\u010dkat ji\u017e za n\u011bkolik m\u011bs\u00edc\u016f anebo a\u017e za n\u011bkolik let. A to je pom\u011brn\u011b dlouh\u00e1 doba na to, \u017ee plat\u00ed, \u017ee dokud z\u00e1znam v registru m\u00e1te, tak nem\u00e1te n\u00e1rok na bankovn\u00ed p\u016fj\u010dku.Z\u00e1znam v registru je okam\u017eit\u00e1 stopka v p\u0159\u00edpad\u011b, \u017ee se vyprav\u00edte do banky po\u017e\u00e1dat o p\u016fj\u010dku. \u017d\u00e1dn\u00e1 klasick\u00e1 banka nikomu se z\u00e1znamem v bankovn\u00edm anebo v nebankovn\u00edm registru pen\u00edze nep\u016fj\u010d\u00ed. A je v z\u00e1sad\u011b jedno, zda jste z\u00e1znam z\u00edskali kv\u016fli opo\u017ed\u011bn\u00e9 platb\u011b za energie anebo kv\u016fli tomu, \u017ee m\u00e1te velk\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee a dlu\u017e\u00edte mili\u00f3ny. Banky to vid\u00ed stejn\u011b. Jedin\u00e1 mo\u017enost, kter\u00e1 v\u00e1m zb\u00fdv\u00e1 v takov\u00e9m p\u0159\u00edpad\u011b, kdy se nedok\u00e1\u017eete bez pen\u011bz obej\u00edt, je kontaktovat nebankovn\u00ed spole\u010dnost. Zde jsou ochotni p\u0159iv\u0159\u00edt jedno anebo p\u0159\u00edpadn\u011b i ob\u011b o\u010di a poskytnout v\u00e1m p\u016fj\u010dku i v situaci, kdy m\u00e1te v\u00fd\u0161e zm\u00edn\u011bn\u00e9 probl\u00e9my. Ov\u0161em i nebankovn\u00ed spole\u010dnost bude zaj\u00edmat, jak je v\u00e1\u0161 z\u00e1znam z\u00e1va\u017en\u00fd, a pro\u010d jste ho z\u00edskali, a proto pokud m\u00e1te velk\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee a hrozilo by, \u017ee se je\u0161t\u011b v\u00edce prohloub\u00ed, tak ani zde pen\u00edze nez\u00edsk\u00e1te.Pokud je ov\u0161em v\u00e1\u0161 z\u00e1znam m\u00e1lo v\u00fdznamn\u00fd jako nap\u0159\u00edklad opo\u017ed\u011bn\u00e1 platba za energie anebo na poji\u0161t\u011bn\u00ed, pak nen\u00ed ani ten nejmen\u0161\u00ed d\u016fvod, pro\u010d byste nem\u011bli z\u00edskat v\u00fdhodnou nebankovn\u00ed hypot\u00e9ku bez registru. V p\u0159\u00edpad\u011b drobn\u00fdch pot\u00ed\u017e\u00ed s registrem ji\u017e od sazby \u00faroku \u010dty\u0159i procenta, v p\u0159\u00edpad\u011b v\u011bt\u0161\u00edch pot\u00ed\u017e\u00ed se sedmi procentn\u00edm \u00farokem.V ka\u017ed\u00e9m p\u0159\u00edpad\u011b byste m\u011bli po\u010d\u00edtat s t\u00edm, \u017ee za jakoukoli nebankovn\u00ed hypot\u00e9ku se mus\u00edte zaru\u010dit vhodnou nemovitost\u00ed. Jako z\u00e1ruku m\u016f\u017eete pou\u017e\u00edt prakticky jakoukoli nemovitost, kterou m\u00e1te po ruce, a\u0165 u\u017e se jedn\u00e1 o v\u00e1\u0161 rodinn\u00fd d\u016fm, podnikovou budovu, gar\u00e1\u017e \u010di zahradn\u00ed chatku. Jde pouze o to, \u017ee maxim\u00e1ln\u00ed mo\u017en\u00e1 v\u00fd\u0161e \u010d\u00e1stky, kterou m\u016f\u017eete z\u00edskat je vymezena sedmdes\u00e1ti procenty odhadn\u00ed hodnoty zvolen\u00e9 nemovitosti. Pokud tedy pom\u00fd\u0161l\u00edte na velkou p\u016fj\u010dku, zvolte opravdu hodnotnou nemovitost.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1znam v registru u\u017e pro v\u00e1s nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou","item":"https:\/\/www.bofi.cz\/zaznam-v-registru-uz-pro-vas-nemusi-byt-prekazkou\/#breadcrumbitem"}]}]