[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bofi.cz\/jakou-pujcku-zvolit\/#Article","mainEntityOfPage":"https:\/\/www.bofi.cz\/jakou-pujcku-zvolit\/","headline":"Jakou p\u016fj\u010dku zvolit?","name":"Jakou p\u016fj\u010dku zvolit?","description":"Pokud m\u00e1 \u010dlov\u011bk jenom snesiteln\u00e9 a do\u010dasn\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee a nevzbuzuje ni\u010d\u00edm obavy, \u017ee by snad nemohl nebo necht\u011bl p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet, m\u00e1 to snaz\u0161\u00ed. N\u011bkdo takov\u00fd si klade v titulku polo\u017eenou ot\u00e1zku, tedy jakou p\u016fj\u010dku zvolit, ve chv\u00edli, kdy si vyb\u00edr\u00e1 z toho, co je k m\u00e1n\u00ed, to pro n\u011bj nejp\u0159ijateln\u011bj\u0161\u00ed. \u010clov\u011bk, kter\u00fd je […]","datePublished":"2019-07-11","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.bofi.cz\/author\/#Person","name":"bofi.cz","url":"https:\/\/www.bofi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bofi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a353767_w1721_t1568273078.jpg","url":"https:\/\/www.bofi.cz\/wp-content\/uploads\/img_a353767_w1721_t1568273078.jpg","height":0,"width":0},"url":"https:\/\/www.bofi.cz\/jakou-pujcku-zvolit\/","about":["Finance"],"wordCount":486,"articleBody":"       Pokud m\u00e1 \u010dlov\u011bk jenom snesiteln\u00e9 a do\u010dasn\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee a nevzbuzuje ni\u010d\u00edm obavy, \u017ee by snad nemohl nebo necht\u011bl p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet, m\u00e1 to snaz\u0161\u00ed. N\u011bkdo takov\u00fd si klade v titulku polo\u017eenou ot\u00e1zku, tedy jakou p\u016fj\u010dku zvolit, ve chv\u00edli, kdy si vyb\u00edr\u00e1 z toho, co je k m\u00e1n\u00ed, to pro n\u011bj nejp\u0159ijateln\u011bj\u0161\u00ed. \u010clov\u011bk, kter\u00fd je na tom h\u016f\u0159e, tedy kter\u00fd m\u00e1 p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a mo\u017en\u00e1 i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, si klade stejnou ot\u00e1zku, ten v\u0161ak sp\u00ed\u0161e ve smyslu na koho se obr\u00e1tit, aby nebyl odm\u00edtnut. Proto\u017ee o n\u011bj se poskytovatel\u00e9 p\u016fj\u010dek rozhodn\u011b nepoperou, sp\u00ed\u0161e mu pomysln\u011b zabouchnou dve\u0159e p\u0159ed nosem. Ov\u0161em a\u0165 u\u017e je \u010dlov\u011bk takov\u00fd nebo onak\u00fd, v\u017edycky se pro n\u011bj aspo\u0148 n\u011bjak\u00e9 \u0159e\u0161en\u00ed najde. A to \u0159e\u0161en\u00ed, je\u017e vlastn\u011b v\u016fbec nen\u00ed \u0161patn\u00e9. A to navzdory tomu, \u017ee je vhodn\u00e9 i pro lidi s notn\u011b po\u0161ramocenou pov\u011bst\u00ed, kte\u0159\u00ed nemaj\u00ed moc na v\u00fdb\u011br. V\u017edycky jsou tu pro n\u011b p\u0159inejmen\u0161\u00edm nebankovn\u00ed americk\u00e9 hypot\u00e9ky http:\/\/www.nebankovni-hypoteky-cz.cz\/. Co\u017e jsou p\u016fj\u010dky, p\u0159i rozhodov\u00e1n\u00ed o nich\u017e nehraje zase a\u017e tak z\u00e1sadn\u00ed roli nic z toho, co se jinde, zejm\u00e9na v bank\u00e1ch, pova\u017euje za nezbytn\u00e9. Usp\u011bt tu tedy m\u016f\u017ee i ten, kdo m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy, i n\u011bkdo s nep\u0159\u00edli\u0161 atraktivn\u00edm da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm, ba dokonce i n\u011bkdo, kdo m\u00e1 n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Proto\u017ee nad t\u00edm v\u0161\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko. A to za p\u0159edpokladu, \u017ee tu m\u016f\u017ee \u017eadatel nab\u00eddnout coby z\u00e1ruku za vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz vhodnou nemovitost. Je-li tomu tak, m\u016f\u017ee si \u010dlov\u011bk za\u017e\u00e1dat a z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9 j\u00edm do z\u00e1stavy d\u00e1van\u00e9 nemovitosti. Sta\u010d\u00ed, kdy\u017e vypln\u00ed online \u017e\u00e1dost a e-mailem za\u0161le n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti k posouzen\u00ed a do \u010dty\u0159iadvaceti hodin se do\u010dk\u00e1 reakce ze strany poskytovatele. S n\u00edm\u017e se d\u00e1 dohodnout rychle a snadno na detailech, je\u017e budou vyhovovat ob\u011bma stran\u00e1m, tak\u017ee nic nebude br\u00e1nit tomu, aby se po dolo\u017een\u00ed v\u0161eho nezbytn\u00e9ho podepsala smlouva a z\u00e1hy se poskytly \u017e\u00e1dan\u00e9 finance. Bez poplatk\u016f p\u0159edem, zato v\u0161ak s mo\u017enost\u00ed spl\u00e1cet je a\u017e po dobu t\u0159iceti let, aby se sn\u00ed\u017eily spl\u00e1tky. S mo\u017enost\u00ed pou\u017e\u00edt tyto pen\u00edze na cokoliv. Prost\u011b ide\u00e1ln\u00ed nab\u00eddka.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jakou p\u016fj\u010dku zvolit?","item":"https:\/\/www.bofi.cz\/jakou-pujcku-zvolit\/#breadcrumbitem"}]}]